Resources

Meetings are typically held at our office in Brentwood. We can also arrange virtual meetings via Teams or Zoom if that is more convenient for you. Should you require a visit at your home, we can arrange this too. Please let us know your preference, and we will be happy to accommodate you.

No, the first meeting is at our expense. During this meeting, we will gather your information, listen to your objectives, and discuss how we can support you in achieving them. Following the meeting, we will provide you with a plan and outline any fees so you can decide if we are the right independent financial adviser to help you move forward.

For the initial meeting, it would be helpful if you could bring:

• Identification (e.g., passport or driving licence)
• Proof of address (e.g., a recent utility bill or bank statement)
• Details of your finances, such as:
  • Recent bank statements
  • Pension statements
  • Investment or savings information
  • Mortgage or loan details
• Any other relevant documents related to your financial objectives.

Do not worry if you do not have everything; the meeting is primarily about understanding your goals and how we can help.

You should allow approximately 60 to 90 minutes for your initial meeting. This gives us enough time to understand your situation, discuss your objectives, and explain how we can support you moving forward.

No, there is no obligation to sign up to our services at the initial meeting. The purpose of the meeting is to understand your needs, explain how we can help, and outline any fees involved. You can take the time to consider whether we are the right advisers for you before making any decisions.

You can book an initial meeting by calling us on 01277 202 222, emailing us at broomifa@broomconsultants.com or visiting our office in Brentwood. We will be happy to arrange a time that works best for you, whether in person or via video call.

Yes, we do have parking available.

Please confirm if you require parking when arranging your meeting so we can make sure it has been reserved for you.

When you arrive at the black metal gates on Gresham Road, please call our reception on 01277 202 222, and a member of our team will come to let you in.

Yes, we are fully regulated by the Financial Conduct Authority (FCA). This ensures we adhere to strict standards and provide you with trustworthy, professional financial advice. Our FCA registration number is 424217.

We do not provide this advice directly, but we work closely with a trusted firm called Pension Income Planning, who specialise in final salary/defined benefit transfer advice. We look after our clients before and after they receive transfer advice from them, ensuring a smooth process and continued support with their financial planning needs.

If your financial adviser is away on holiday, another member of our experienced team will be available to assist you. We ensure a seamless service, so you will always have someone to contact who can provide support and answer any queries in their absence.

Yes, you can speak directly to your adviser. If they are unavailable because they are in a meeting, a member of their support team will be happy to assist you and ensure your query is addressed promptly.

No, we do not hold your money or assets within our company. Any investments or funds are held securely with regulated third-party providers or platforms. We provide advice and manage your financial planning, but your assets remain in your name and under the protection of trusted institutions.

Yes, we can provide advice on a range of company matters, including:

• Workplace pensions and employee benefits
• Business protection, such as key person insurance and shareholder protection
• Corporate investment strategies
• Succession planning.

If you have specific requirements, we can discuss these during an initial meeting to see how we can support your business needs.

We do not provide wills and estate planning services directly, but we work with a trusted firm, Countryside South East, with who we have a longstanding relationship.

We recommend coming to us first, as some of the advice may need to align with your broader financial planning, which we will coordinate closely with Countryside South East to ensure everything works seamlessly for you.

No, you are not fixed into a contract, and there are no exit penalties. If you decide to stop working with us, you can do so at any time. Any fees for services already provided will remain payable, but there are no additional costs for ending the relationship.

The cost of a financial plan depends on the complexity of your situation and the services required. During the initial meeting (which is at our expense), we will gather information, understand your objectives, and outline any fees involved before you make any commitment. This ensures complete transparency, allowing you to decide if you would like to proceed with our services.

Our fee structure depends on your advice needs and financial goals. We may charge a fixed fee, a percentage of the assets we manage, or a combination of both. This will be discussed and clearly outlined during our initial meeting, ensuring you have a full understanding before any commitment is made.

We may receive commission on certain products, such as insurance policies, where it is built into the product cost. However, we will always disclose any commission received and ensure complete transparency. Our primary focus is providing you with the best advice tailored to your needs.

No, we do not charge VAT on our services.