Terms and conditions
You use this website at your own risk. Spectulise Ltd. or the site owner takes no responsibility for any action by any person or organisation, regardless of location, as a result, direct or otherwise, of information contained in or accessed through this website whether such information is provided by us or by a third party.
The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK. The Financial Services Authority does not regulate Taxation and Trust Advice, Will Writing, Offshore Investments and some forms of National Savings & Investments and Mortgages.
The entire contents of this website is subject to copyright and is owned by Spectulise Ltd., this site owner, or its third party providers. This includes without limitation, all text, files, documents, images, graphics and code.
You may print and copy sections or documents from the website (unless specifically requested not to, such as third party owned content) for your own non-commercial use, providing copyright notices and any disclaimers are retained and credit is given to this website/the original author.
All logos and trademarks may not be used or reproduced without prior written consent from the original owner.
Other than as specifically mentioned above, reproduction of part or all of the contents of this website in any form, is prohibited. If linking to this website we ask that you contact us out of courtesy to let us know.
We cannot guarantee that you have any right to use third party owned content which is available on this website and you must obtain permission from the third party owner before using or downloading such content.
Third party websites and content
This website includes hypertext links to websites managed by third parties outside of our control. As such we provide no guarantee to the reliability of this information and accept no responsibility for its content or availability. We do not endorse or recommend third party websites linked to
Content and comments made on the site may be specific to a particular contributor and may not reflect the views of the site owner.
It is your responsibility to ensure that any content downloaded from this website to your computer is free from viruses and suitable for use on your computer.
Changes to this website
We reserve the right to change any part of this website or these terms and conditions at any time without notice. Any changes to these terms and conditions shall take effect from the next time you access this website. We shall not be obliged to keep this website up to date. The accessiblity features, detailed on the Accessibility page may not always be in use, and are dependent on the content editors of the website.